Financial Advisor Andrew Panyik

Andrew Panyik - MSFS

Helping Successful Families, Business Owners and Professionals achieve a “Work Optional” Lifestyle, using our Process, the “Pineapple FORMula”.

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Financial Products & Services

to reach your financial goals...

At Money Concepts, we are a full-service retirement and financial planning firm. We specialize in Retirement, Estate,
and Social Security Planning, as well as, business and family succession strategies. Keeping in place all of the unique
pieces of your financial planning puzzle are how we help ensure that you achieve your goals.

We have developed and refined a proprietary process called The Pineapple FORMula.™

Our process integrates wealth management with risk and debt management, tax planning and philanthropy. Our objective is to take all the pieces of your financial plan and put them in place. Each plan is unique. Many of those pieces may not be relevant to you or your plan at this time, but as your life unfolds and your needs evolve, Money Concepts and The Pineapple
follows a process to help ensure your financial independence.

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Important Investing Information: Not all investments and services mentioned are available in all states. Money Concepts registered representatives are restricted to conduct business only with residents of a state and/or jurisdiction for which they are properly registered. When investing from outside of the United States, you are subject to the securities and tax regulations governing your jurisdiction. Contact us directly for detailed information about investment regulations outside of the United States. Registered Representatives State License Disclosure

Andrew Panyik is an independent contractor of Money Concepts
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