“Every person that comes in contact with us finds a better way”, our mission statement. That may not necessarily be with our firm, if we are not the best fit we will try to help everyone find the right resources for their needs.
Successful and sound pursuit of an enjoyable, and rewarding, long life requires more than hope. To achieve your financial objectives we must come up with the right answers; but first we must come up with the right questions. Our first time together will be a discovery, an exploration, to listen and learn from you....your current situation, past experiences, challenges and obstacles. This time together will help us understand you and your unique standing. At each step of our process the discussion will be held at a level of understanding that helps ensure your comfort and comprehension.
The most common form of compensation in our industry is charging a percentage fee based on the amount of assets under management. That fee could total well over 2%. However being in the field since 1998 we have witnessed some failings in the traditional assets under management model. We believe the traditional fee-based advisors focus too much on gathering more and more assets rather than the complete needs and risk management of a sound goals-based financial plan. Those yet to have had time to build assets are passed over and those who have built up assets over time are penalized.
We have developed and offer a flat cost "holis-tech" process that offers a fully comprehensive approach with day to day monitoring as we work together in pursuit of your financial security. That dynamic process, “The Journey”, is empowered by Money Concepts to empower you.
Following an initial set-up cost of $100 per individual, $150 per couple, a monthly subscription, that can be canceled at anytime, then applies
To age 30 $ 89 monthly Single income Household
$119 monthly Dual Income household
Age 31-Retired $119 monthly Single Income Household
$149 monthly Dual Income Household
Retired $ 89 Household
"The Journey" includes Analysis and Monitoring of Retirement and Investment Accounts • 401k Optimization • Insurance Appraisals • Annuity Appraisals • Expense Management • On-Target Goal Watch • Tax Integration • Legacy Integration • Interactive, easy to use, financial tools and software for dynamic engagement
♦ For those seeking only a "second set of eyes" we also offer an hourly rate of $180 for a non-biased review of current plans or to offer guidance on settlements, rollovers, inheritances etc.
Important Investing Information:
Not all investments and services mentioned are available in all states.
Money Concepts registered representatives are restricted to conduct business only with residents of a state and/or
jurisdiction for which they are properly registered. When investing from outside of the United States,
you are subject to the securities and tax regulations governing your jurisdiction.
Contact us directly for detailed information about investment regulations outside of the United States.
Registered Representatives State License Disclosure
Jay R. Hardesty is an independent contractor of Money Concepts
note: Ashton Wealth Management is an independent firm and not affiliated with Money Concepts