Financial Professional R. Michael Low

R. Michael Low

Helping you on the Road to Financial Success

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Independent Financial Professional

About R. Michael


Knowledge is power. It’s also the foundation for intelligent, well-considered decisions. When you have retirement in sight, sound decisions are vital in helping you pursue your goals and avoid costly mistakes that can affect your future.

As a financial professional, I am committed to helping people just like you create solutions for their retirement assets. Once I understand your risk tolerance, time horizon and goals, I’ll work diligently to develop a program that carefully balances investment strategies with preserving principal.

Today’s economic environment brings challenges. But along with challenges come opportunities and potential rewards. I work closely with my clients to evaluate those opportunities and get in position to reap those rewards. I enjoy helping people build a solid financial foundation for the future.

I’ve always enjoyed helping others and working with people in financial planning. It is just an extension of my former career in the teaching profession.  Most people have received very little education for the investment decisions they must make as they walk through life.


I founded Forty Financial in 1999 after working as a financial consultant for the previous seven years. I received my BS in Education in 1976 and my MS in Education in 1980 from Indiana University.  In 1981, I entered the insurance field; a natural fit with my education background.  

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Important Investing Information: Not all investments and services mentioned are available in all states. Money Concepts registered representatives are restricted to conduct business only with residents of a state and/or jurisdiction for which they are properly registered. When investing from outside of the United States, you are subject to the securities and tax regulations governing your jurisdiction. Contact us directly for detailed information about investment regulations outside of the United States. Registered Representatives State License Disclosure

R. Michael Low is an independent contractor of Money Concepts

note: Forty Financial, Inc is an independent firm and not affiliated with Money Concepts

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