Financial Professional Andrew Panyik

Andrew Panyik - MSFS

In over 25 years of business

we have never been more CONFIDENT about the future than we are now.

Check Andrew Panyik's Background Here:

Independent Financial Professional

About Andrew

My Profile



Andy Panyik is a wealth manager and financial planner who owns an independent practice located in Sunbury Ohio.  He has among other things, specialized in helping his clients achieve a work optional lifestyle since 1995. Andy has a Master of Science Financial Services degree from the Institute of Business and Finance in San Diego. He consistently ranks among the Top 100 Money Concepts International financial advisors and is a Top 10 financial advisor in the state of Ohio.

Andy served his country for nearly a decade, has been in the U.S.Navy for six years and 3 years in the Army.

Andy loves working with his wife Beth who has been a partner in the practice for 11 years. He is a family man who enjoys spending time with his children, and grandchildren and is also an outdoor enthusiast and considers hiking, camping, golf, and hunting among favorite activities.

Both Andy and Beth recognize callings in life bigger than just work and so are very involved in their church and community.

Andy’s passion for enjoying life and creating a “work/life balance”, and his desire to communicate those same principals to clients, led him to develop and refine the proprietary process The Pineapple FORMula. This process allows Andy to help ensure that each client he serves achieves their own individual financial independence.

Andy can be contacted at and 



Andy received his Masters of Science in Financial Services degree in 2015.



While there have been many achievements in Andy's life over the years, the ones he is most proud of, other than his family, are the annual Money Concepts Achievement awards, and the Sunbury-Big Walnut Chamber of Commerce's "Business of the Year" award.


Andy holds the following licenses:

  • FINRA Licenses Series 6 – Mutual Funds/ Variable Products
  • Series 7 – Full Registration/ General Securities Representative
  • Series 63 - Uniform Securities Agent State Law Examination
  • Variable Life & Variable Annuities Licensed in the states of OH, WV,IN,FL
  • Long Term Care license

Interests and Activities


Married to the love of his life, Beth, they reside in the country near their office in Sunbury. Together they have 4 children and many grandchildren. They enjoy working together and helping people. When not at the office Beth and Andy enjoy time with grandchildren, family, and friends. 

About Financial Professional Icon
About Financial Firm Icon
Financial Professional Difference Icon
Financial Professional Process Icon
Independent Advisor Icon
Advisor Team Icon

Important Investing Information: Not all investments and services mentioned are available in all states. Money Concepts registered representatives are restricted to conduct business only with residents of a state and/or jurisdiction for which they are properly registered. When investing from outside of the United States, you are subject to the securities and tax regulations governing your jurisdiction. Contact us directly for detailed information about investment regulations outside of the United States. Registered Representatives State License Disclosure

Andrew Panyik is an independent contractor of Money Concepts
Financial Professional Website Login Icon