Vern is considered a legend and a pioneer in the financial planning field. He is recognized among his peers and the financial media as one of the leaders in the financial planning movement before it was a real discipline. His accomplishments in the financial planning field are unparalleled. They include among other achievements:
He was a member of the CFP Board of Standards
Founder and Chairman of the National Endowment for Financial Education
He wrote the first training manual for financial planners in 1979
Authored two books for the benefit of the public: “Money Use it or Lose it” and Getting and Investment Game Plan, both published by John Wiley and Sons
He is currently writing another book entitled “How do I Know You Won’t Steal my Money”
He conducted hundreds of public seminars and financial education workshop for the executives of major US corporations like IBM
Contributed 92 financial planning columns to theStrret.com, a Jim Cramer website
Wrote and published 32 articles for the Journal of Financial Planning
After the tech crash of 2000 / 2002 he wrote an article for the Journal of the American Association of Individual Investors entitled “Makeover for a Bear Mauled Portfolio, How to Create a Winning Game Plan”
He was the Chairman of the College for Financial Planning which created the CFP designation and helped create the first standards for financial planners
He appeared 317 times on CNBC, Bloomberg, NBC and ABC among others hence the nicknames “Mr. Mutual Fund” and “Mr. Retirement”
Member of the Education Committee of the Securities Industry Association
He is in “Who is Who in Finance and Industry
Member of the National Board of the Financial Planning Association and founder of the Westchester NY Chapter of the FPA
He has been a CFP® since 1978
Vern holds a degree in Philosophy from Wheaton College in Illinois and 35 Graduate credits from American University, University of Southern California, and New York University.
He is a retired Major in US Air Force. He was also a liaison officer for the Air Force Academy.
Vern and his team has managed portfolios and done financial planning for clients for a combined 82 years. Like the popular TV ad says “We know a thing or two because we have experienced a thing or two”. We like to add that “Money is never our client, real people are”
Call Vern for a complimentary discussion at 203 321 1220 or his cell at 203 247 3726
Check Vern Hayden's Background Here:
The Benefits Of Independent Representation
May Help Increase Your Investment Results.
A 10 1/2 year study of investments made over 5,000 mutual funds conducted by Dalbar Financial Services
(ending May 31, 1995) illustrates why.
Investors who used independent registered representatives outperformed those who didn't by over 17% in their
equity fund investments and approximately 21% in their fixed income fund investment.
Analyzes How Changing Conditions Affect You.
Financial publications like to show lists of hot funds to buy now. But those recommendations change frequently.
Whose list should you believe? With an independent professional on your side,
you can gain an understanding of how changing economic and market conditions affect your particular situation.
So when you do make a change in your investment portfolio, there's a logical reason behind it.
Takes The Time To Understand You And Your Goals.
An independent registered representative makes it his or her business to learn who you are,
where you are with your investment program and where you want to go.
Helps Make Investing More Convenient.
What does it take to develop a personalized investment program, monitor your investments and keep track of all the paperwork,
too? More time than your busy schedule may allow.
Works To Deliver Information While It's Still Timely.
By the time important investment news reaches the financial media, it may lose its value for the average investor.
An independent registered representative can let you know about an opportunity while it still is an opportunity.
Helps You Decide How To Allocate Your Assets.
Owning just one investments isn't always the best strategy.
Diversifying your investments among a number of different investments can reduce overall risk.
Two investments, five investments, what percentage of your investable dollars do you put in income investments,
in equity investments, money market investments, in domestic versus international investments?
Can Make Recommendations On A Completely Independent Basis.
What difference does independence make?
An independent registered representative can offer a myriad of investment options from a wide variety of world class money managers.
A registered representative is only truly independent if his or her firm does not offer any proprietary products;
and the firm is not owned or controlled by a financial services company that produces insurance or investment products.
Important Investing Information:
Not all investments and services mentioned are available in all states.
Money Concepts registered representatives are restricted to conduct business only with residents of a state and/or
jurisdiction for which they are properly registered. When investing from outside of the United States,
you are subject to the securities and tax regulations governing your jurisdiction.
Contact us directly for detailed information about investment regulations outside of the United States.
Registered Representatives State License Disclosure
Vern Hayden is an independent contractor of Money Concepts