Our mission statement is simple: “Every person that comes in contact with us finds a better way.” That might not necessarily be with our firm if we are not the best fit. But we will try to help everyone find the right resources for their needs.
Successful and sound pursuit of an enjoyable, and rewarding, long life requires more than hope. To achieve your financial objectives we must come up with the right answers; but first we must come up with the right questions. Our first time together will be a discovery, an exploration, to listen and learn from you....your current situation, past experiences, challenges and obstacles. This time together will help us understand you and your unique standing; this will help us both determine if Ashton Wealth Management and you are a strong fit in pursuing your financial well being. At each step of our process the discussion will be held at a level of understanding that ensures your comfort and comprehension.
Time is the greatest asset, your quality of life is determined by how you "spend" that asset...transfer that time and worry to us so that you can spend time with your loved ones doing the things you love.
The most common form of compensation in our industry is charging a percentage based on the amount of assets under management. That fee could total over 2%. We offer that “traditional” approach on a lower fee scale as well as an hourly fee for those that are only seeking a “second set of eyes” on family trusts, inheritances, roll-overs, settlements, buy/sell funding, insurance or investments.
However, being in the field since 1998, we have witnessed some failings by others in the traditional assets under management model. "I think we have seen some abandonment of retirees with median household wealth by fee-based advisors, especially as these clients’ assets decline due to distribution. I have also witnessed younger people being ignored by our industry as they are still building assets. Retirees cannot afford a significant mistake in their planning or investing—they no longer have an active income that they can use to help them recover. Younger clients can gain so much financial ground by starting early with the right support and guidance. In response, our firm developed a flat-fee model, based upon age bands, so that both of these groups—and their critical needs—won’t be left behind along with those that desire a truly integrative approach." Also, I believe the traditional fee-based advisors may tend to focus too much on assets under management, rather than the complete needs and risk management of a sound goals-based financial plan. That flat-fee model is MoneyConcepts 360.
Client protection is paramount with us, which is one of the many reasons we are housed in an inviting home-based environment, with greater control of sensitive information. We take pride in being accessible to clients and are happy to answer questions that come up outside of office hours. We may not have our clients’ lives in hand, but we do have their life savings in hand, and we take that responsibility with great reverence. We have been able to build relationships with clients that run deep.
After an initial set-up cost of $100 per individual, $150 per couple a monthly subscription then applies
To age 30 $ 89 monthly Individual
$139 monthly household
Age 31-70 $129 monthly Individual
$159 monthly household
Age 70+ $89 Household
MoneyConcepts 360 includes
Analysis and Monitoring of Retirement and Investment Accounts • 401k Optimization • Insurance Appraisals • Annuity Appraisals • Expense Management • On-Target Goal Watch • Tax Integration • Legacy Integration • ID Theft Protection • Interactive, easy to use, financial tools and software for dynamic engagement
Important Investing Information:
Not all investments and services mentioned are available in all states.
Money Concepts registered representatives are restricted to conduct business only with residents of a state and/or
jurisdiction for which they are properly registered. When investing from outside of the United States,
you are subject to the securities and tax regulations governing your jurisdiction.
Contact us directly for detailed information about investment regulations outside of the United States.
Registered Representatives State License Disclosure
Jay R. Hardesty is an independent contractor of Money Concepts
note: Ashton Wealth Management is an independent firm and not affiliated with Money Concepts