Financial Advisor Sarah Ralstin

Sarah Ralstin - MBA

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Independent Financial Advisor

About Sarah


Hello, and thank you for taking the time to visit!

My name is Sarah Ralstin, and I literally grew up with Money Concepts.  My Father has been with Money Concepts for over 20 years.  During my childhood, our family would go to meetings with him and I remember waking up early to listen to the guest speakers.  Even at a young age, I realized the importance of financial planning, constant education and research to keep planners ahead and aware of new opportunities for clients.

When getting to know me, you should know there are three things I live for: first is Jesus Christ, the second is my family, and the third is helping others.  Money Concepts allows me to focus on all three of these things.  My goal is to help my clients and their families achieve their financial dreams.

My History

I grew up in Sciotoville, Ohio, and graduated from East High School.  After graduation, I moved to Athens, Ohio to pursue my Bachelor of Science in Hearing, Speech and Language Sciences with a Certificate in Deaf Studies.  After graduation, I worked at American Savings Bank while pursuing a Master’s degree in Speech Pathology.  When a family member became ill, I began working and helping my Father in his Money Concepts Portsmouth Office.  After working in the office, I realized that working with Money Concepts was what I was truly called to do.  I love helping people achieve their financial goals and the family atmosphere that runs throughout Money Concepts.  After realizing this, I changed my Master’s program to Business Administration so that I could educate myself with the business and investment world.  I graduated with an MBA at the end of 2009, joined Money Concepts in 2010 as an Associate and haven’t looked back.  I am now a fully licensed Senior Associate and I’m doing what I love!


  • Master of Business Administration from the University of Maryland University College
  • Bachelor of Science in Hearing, Speech and Language Sciences from The Ohio University
  • Certificate in Deaf Studies from The Ohio University

Interests & Activities

I enjoy spending time with my family:  my husband Andrew, Step-son Logan, Daughter Charlotte and our dog, Einstein.  I am a member of Sciotoville Christian Church.  I am also a member of the Board of Governors of the Portsmouth Little Theatre.  In my spare time I enjoy singing and writing music.


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Important Investing Information: Not all investments and services mentioned are available in all states. Money Concepts registered representatives are restricted to conduct business only with residents of a state and/or jurisdiction for which they are properly registered. When investing from outside of the United States, you are subject to the securities and tax regulations governing your jurisdiction. Contact us directly for detailed information about investment regulations outside of the United States. Registered Representatives State License Disclosure

Sarah Ralstin is an independent contractor of Money Concepts
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