Financial Advisor Richard Chrzanowski

Richard Chrzanowski - MSFS CFS® RFC®

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Independent Financial Advisor

About Richard


My History

Richard Chrzanowski was interested in finance from a very early age. Studying financial journals and reading the Wall Street Journal all throughout High School. He enrolled at California State University in Fullerton, as a Business Major and worked his way through school while working full-time in the insurance industry. It was during this period that he received numerous promotions and rose to the level of State General Agent. Subsequently, he enrolled in the Institute of Business and Finance and received his masters of Science in Financial Services (MSFS) Degree. With this degree and additional certifications, such as, the Registered Financial Consultants (RFC) and the Certified Fund Specialist (CFS), Board Certified in Estate Planning (BCE), he was able to bring information of great value to his clients and representatives. Richard found himself in his favored niche. In 1995, he affiliated with Money Concepts International and become the West Coast Regional Director for the Sunshine Region.


Richard Chrzanowski attended California State University Fullerton majoring in Business and Political Science. Subsequently, he enrolled in the Institute of Business and Finance and graduated with a Master of Science in Financial Services (MFSF). Richard has earned many industry designations: Certified Financial Services, Registered Financial Consultant, Board Certified Estate Planner. He is also an advisory Board Member for the Institute of Business and Finance in La Jolla, California.


Richard has received many awards since joining Money Concepts including memberships in the Millionaires Club, Eagles Club, Century Club and the Professionals Club. He has consistently been in the Money Concepts Top 100 Representatives and you will find the Sunshine Region more often than not in the Top 20.

Richard holds FINRA Licenses Series 6 - Mutual Funds/ Variable Products, Series 7 - Full Registration/General Securities Representative, Series 24 - General Securities Principal, Series 63 - Uniform Securities Agent State Law Examination, Series 65 - Registered Investment Advisor, Life, Health and Variable Insurance License - Florida and California, as well as, various other states.

Interests and Activities

Richard enjoys being active in his church and community and spending time with his two sons, Stefan and Jarek. His hobbies include travel, boating and spending time with his family.

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Important Investing Information: Not all investments and services mentioned are available in all states. Money Concepts registered representatives are restricted to conduct business only with residents of a state and/or jurisdiction for which they are properly registered. When investing from outside of the United States, you are subject to the securities and tax regulations governing your jurisdiction. Contact us directly for detailed information about investment regulations outside of the United States. Registered Representatives State License Disclosure

Richard Chrzanowski is an independent contractor of Money Concepts
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