Financial Advisor John (Scott) Kline

John (Scott) Kline - RFC®

"Peace of Mind"

Check John (Scott) Kline's Background Here:

Independent Financial Advisor

About John (Scott)


John Scott Kline is the founder and President of Advanced Financial Solutions Group, LLC (AFS Group), a full-service accounting and financial planning firm in Frankfort, Kentucky.  Scott and his team have been helping clients achieve financial “Peace of Mind” for twenty-plus years. Scott accomplishes this by providing clients with his proprietary “Financial Swing Solution”. This detailed process helps clients three-fold by avoiding financial mistakes, improving cash flow for current expenses and taking advantage of opportunities while protecting their family and financial life.  


At eight years of age, Scott began working with his father in a lawn care and landscaping business after school and on the weekends.  His father and mother were raising four children, and times were hard.  This taught Scott two valuable lessons: that if you want something in life you have to work hard for it, and you must learn to save money for a rainy day and for your future financial well-being. After high school graduation, Scott spent nine years working as a full-time volunteer Bible educator while maintaining a part-time job.

It was during this time that he and his lovely wife Mary were wed. After five years of marriage, the couple welcomed their first child Ross, and three years later their lovely daughter Savannah came along. The family made the decision that Mary would stay at home with the children while Scott worked full-time. In choosing a career, Scott decided to combine his passion for teaching and helping people with his love for numbers. In 1993 he started an accounting and tax business, what was then Kline’s Accounting and Tax Service, with the purpose of helping individuals and businesses reduce taxes, grow their business and create financial “peace of mind”.

Although he began his practice with a tax and accounting focus, in 1998 Scott had become concerned about the incomplete financial planning advice his clients were receiving. It was at this time that he expanded his business to include financial tools that would help them achieve their financial goals. Scott chose independent financial planning firm and broker dealer Money Concepts Capital Corp. This relationship has enabled him to provide comprehensive financial planning and thus provide a complete financial solution with a focus on the client’s desires and needs, not a company’s agenda. 

Scott has helped thousands of households to navigate through confusing and sometimes treacherous financial waters. Scott has developed a proprietary system called the “Financial Swing Solution,” which is a customized process tailored to serve each client’s goals. It starts with his “Financial Swing Analysis” which is designed to identify where clients are having difficulty with their financial “swing” causing inefficiencies, slowing down or totally preventing them from reaching their financial goals. Each prospective client receives a complimentary financial analysis consultation.

Scott has achieved the RFC® Designation from the International Association of Registered Financial Consultants.

We also believe that having access to a wide range of investment strategies, solutions and money managers ensures that our recommendations are non-biased, reflecting only our assessment and analysis. 


  • Series 7 - Full Registration/General Securities Representative
  • Series 65 - Uniform Investment Adviser Law Examination
  • Securities Licensed in the states of KY, IN, CA, FL, GA, MN, OK
  • Life & Health Licensed KY, IN, FL; Variable Life & Annuities Licensed in KY, IN


In his free time, Scott enjoys spending time with his family participating in outdoor pursuits such as horseback riding, golfing and backpacking. Scott teaches public speaking classes and conducts local seminars on financial strategies. He is an active member of the Frankfort Area Chamber of Commerce. Scott continues to be quite active in Bible education, and he teaches a free Bible study course in Frankfort.


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Important Investing Information: Not all investments and services mentioned are available in all states. Money Concepts registered representatives are restricted to conduct business only with residents of a state and/or jurisdiction for which they are properly registered. When investing from outside of the United States, you are subject to the securities and tax regulations governing your jurisdiction. Contact us directly for detailed information about investment regulations outside of the United States. Registered Representatives State License Disclosure

John (Scott) Kline is an independent contractor of Money Concepts

note: AFS Group is an independent firm and not affiliated with Money Concepts

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