IntroductionGaetano “Tom” Cannata Jr., EA is a graduate of the University of Massachusetts with a BA in Business Administration. He also earned is Masters of Business Administration from Western New England University. After working as Chief Financial Officer and Controller at several local companies, Tom started his own tax and accounting firm, SGS TAX, in 1988 and has over 25 years of Tax and Accounting experience. In 1990 he earned the designation of Enrolled Agent (EA), which certified him to legally represent taxpayers before the Internal Revenue Service.
PhilosophyTom was always interested in financial planning for his clients. When they asked him to help with their investments, he would bring in an outsider, and Tom felt that they didn’t always have the client’s best interests at heart. He wanted to provide solid financial advice for them, and when Tom learned about the Money Concepts organization in 1995, he immediately knew that this was the answer. The Money Concepts philosophy of putting the clients’ interests first fit in exactly with what he was looking for. Money Concepts has provided Tom with the education, experience, and tools to provide full Financial Planning for his clients. Tom specializes in retirement planning, wealth management, small business retirement plans, and pension rollovers. He is able to combine tax planning and financial planning to his clients in order to maximize wealth, minimize taxes, and reduce risk. When meeting with Tom, he reviews clients’ income, expenses, assets, retirement goals and risk tolerance, as well as estate planning, taxes, and insurance. Tom then formulates a plan of action to achieve their financial goals.